Financial profile development, capital strategy, business foundation, and wealth planning — built for people who are serious about changing their financial position.
$500K+ In Business Capital Secured · 222+ Clients Guided
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What We Do
Six Pathways to Financial Strength
We guide clients through every stage of the financial journey — from financial profile development to business foundation, from business capital strategy to profile positioning, grant readiness, and personal capital strategy. One relationship, every door opened.
Service 01
Financial Profile Development
Build a Financial Profile That Opens Doors
Know exactly where you stand and what lenders see. We analyze your complete financial picture, teach you how underwriters read your profile, and build your personal roadmap to funding readiness. You learn your rights, you make every decision, you stay in control.
$199 onboarding + $149/mo consulting retainer, billed after each month's work
Complete financial profile analysis and baseline assessment
Education on your rights under federal consumer protection law
Account structure, utilization, and positioning strategy
Monthly strategy sessions with documented progress reviews
Lender-ready documentation and presentation preparation
Who this is for
Anyone who has been denied, received unfavorable terms, or wants to position their profile for a major purchase or capital application.
This is a financial education and consulting service. Specific score outcomes are not promised. Results vary based on individual financial history and bureau processing timelines.
Service 02
Business Capital Strategy
Access the Capital Your Profile Deserves
Capital planning for your LLC. We match your business profile against our institution database and build an application roadmap using your EIN and entity strength.
10% of capital secured, $500 minimum, billed after results
Business financial profile assessment
Gap analysis and pre-application preparation
Lender-ready documentation packaging
Matching to appropriate capital sources based on your profile
Application strategy and ongoing account management guidance
Who this is for
Business owners who need access to capital — for working capital, startup costs, or business growth.
This is a consulting and education service. We do not lend money or broker loans. Institutional decisions are made solely by the lender.
Service 03
Business Foundation Setup
Build the Right Business Foundation
Complete entity setup: state filing, EIN, operating agreement, business address, phone, directory listing, D-U-N-S, and bank account. A functional business in 14 days.
$497 + state fees at cost
Entity type selection and state filing guidance
EIN registration and operating agreement setup
Business banking strategy and account recommendations
Business address and virtual office setup
90-day business foundation roadmap
Who this is for
Entrepreneurs starting a new venture or existing business owners who need to restructure for better financial positioning.
This is a business consulting and education service. It does not constitute legal advice. Consult a licensed attorney for legal guidance.
Service 04
Profile Positioning Services
Leverage Established Account History to Accelerate Your Timeline
Strategic positioning to strengthen your profile using established account relationships. Tracked, monitored, and verified against your reports.
Starting at $497 per placement
Positioning strategy consultation and education
Profile impact analysis before any positioning
Integration with your overall profile development roadmap
Bureau reporting timeline guidance
Ongoing monitoring and milestone check-ins
Who this is for
Clients working toward a specific profile milestone or preparing for a major capital application who want to accelerate their timeline strategically.
This is a financial education and consulting service. We do not sell, rent, or provide access to accounts. No account access is exchanged as part of this service.
Service 05
Grant Readiness & Research
Non-Dilutive Capital — Researched and Ready to Apply
We research grant opportunities matched to your business, prepare your application package, and manage submission from start to decision.
$497 research + $997 per application
Grant eligibility research across federal, state, and private sources
Application narrative and budget documentation strategy
Submission calendar aligned to grant cycles and deadlines
Compliance and reporting framework for awarded grants
Ongoing grant pipeline so applications never go dormant
Who this is for
Veteran-owned, women-owned, minority-owned, and industry-specific businesses ready to pursue non-dilutive capital through structured grant applications.
This is a research and consulting service. Grant awards are not promised. Grant decisions are made solely by the granting organization.
Service 06
Personal Capital Strategy
Get the Personal Capital You Deserve
A structured plan to access personal capital once your profile qualifies. We map the right institutions, sequence your applications, and position you for maximum results with minimal impact.
10% of capital secured, $500 minimum, billed after results
Personal financial profile review and gap analysis
Lender selection guidance based on your current profile
Personal loan application strategy and preparation
Card qualification positioning by tier
Utilization strategy to protect your score while you access new accounts
Pre-application checklist for personal capital products
Who this is for
Anyone who wants to access personal loans or cards but has been denied, received low limits, or does not know where to start.
This is a financial education and consulting service. We do not lend money or issue cards. Decisions are made solely by the lender or card issuer.
How It Works
A Clear Path From First Call to Capital
No confusion. No guesswork. Every client follows a proven four-step process built on 13+ years of experience inside the financial system.
01
Book Your Strategy Call
Schedule a consultation with CEO Jace. We review your current financial standing, capital goals, and timeline — then determine whether we are the right fit to guide you.
02
Receive Your Custom Roadmap
We conduct a full analysis of your profile and build a step-by-step strategic plan tailored to your goals — financial profile development, business foundation, capital positioning, or all three.
03
Execute With Expert Guidance
We work alongside you through every phase — accuracy-review strategy, profile development, entity structuring, and lender positioning — with consistent support and clear milestones.
04
Position for Capital & Legacy
Once your profile is strengthened, we guide you through capital application strategy so you can pursue funding, build assets, and create lasting financial legacy.
This is a financial education and consulting service. Results vary based on individual credit history, consistency, and bureau and lender processing timelines. No specific outcomes are guaranteed.
CEO Jace — Soldier. Strategist. Gatekeeper-Turned-Guide.
CEO Jace is a U.S. Army veteran and certified FinTech consultant with 13+ years inside the financial institutions that control access to capital.
She built JC3 Wealth Legacy Group for one reason — to make sure her community gets access to the same knowledge the gatekeepers use. The same playbook lenders, underwriters, and capital allocators rely on every day, translated into a plan you can actually execute.
Today, CEO Jace and her team serve clients across financial profile development, business foundation, business capital strategy, profile positioning, grant readiness, and personal capital strategy — meeting people where they are and guiding them to where they want to be.
U.S. Army veteran
13+ years in financial services
Certified FinTech Consultant
FP&A Professional — corporate finance background
222+ clients guided · $500K+ in business capital secured
No. JC3 Wealth Legacy Group is a full-service financial consulting firm. We are not a credit repair organization as defined by the Credit Repair Organizations Act. We offer financial profile development — a strategic, education-based approach to helping clients understand and strengthen their financial profile over time.
How long does it take to see results?
Every client's financial profile is different. Financial profile development typically shows measurable progress within 30 to 90 days. Capital timelines depend on your current personal or business profile and the type of capital you are pursuing. We set realistic expectations during your consultation.
Do you promise a specific score or capital amount?
No. Any company that promises a specific score or capital amount is not being honest with you. We provide expert guidance, proven strategies, and consistent support. Results depend on your individual profile, your consistency, and how the bureaus and lenders process updates.
What do I need to get started?
For financial profile development: access to your reports from all three bureaus. For business capital strategy: basic documentation including ID, recent statements, and (for business) your EIN and formation documents. For business foundation: your business name ideas and state of registration. For grant readiness: your business profile and ownership details. We walk you through everything else.
How do I pay for services?
All services are processed securely through our website. We accept all major cards. A 3% processing fee applies to all card transactions. Payment plans are available for select service packages.
Do you work with clients outside of Atlanta?
Yes. All consulting services are available remotely via video call, phone, and secure messaging. We serve clients across the United States.
What is profile positioning?
This is an education and consulting service. We help clients understand how established-account positioning works, evaluate whether it is appropriate for their specific profile, and integrate it into a broader profile development strategy. We do not sell, rent, or provide access to accounts. This is a guidance service only.
